Great article by Ambrose Evans-Pritchard in The Telegraph with a  conclusion to ponder.

“Debt is a two-edged sword. Used wisely and in moderation, it clearly improves welfare. Used imprudently and in excess, the result can be disaster,”  Here is the direct link

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Ambrose Evans-Pritchard - I wonder if he's from Englands Aristocracy ? 

Not sure Peter, but he's definitely a "toff"  ;)

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